We all have that loved one who sets his or her thermostat at 68 degrees in summer and fusses about the cost of the power bill. No one wants to swelter in the summer. But no one wants to pay a $500 electricity bill either. It’s a trade-off.
In my experience, it’s one of the most difficult ways to cut corners.
But if you can find the willpower to take your lunch to work–and actually eat it rather than picking up lunch at Chick-fil-A or going to Texas Roadhouse with your favorite co-worker–doing so is one of the fastest ways you can save money.
In the closing days of 2018, I’m posting 18 printables to help you get your life on track in 2018. So far, I’ve published a no spend calendar, a net worth spreadsheet, a bill pay checklist, and a debt snowball progress chart. Today, I’m giving you a debt snowball worksheet to help you do some calculations should getting out of debt be your goal in the new year and beyond.